1. Acceptance of Terms

By accessing, browsing, or using this website, platform, or any associated services, tools, downloads, materials, or communications, you agree to be legally bound by these Terms of Use.

If you do not agree, do not use this website.

Your continued use constitutes binding acceptance of these Terms and any updates made to them.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts under applicable law to use this site.

By using this site, you represent and warrant that:

• You meet all eligibility requirements.

• You will use the site in compliance with all applicable federal, state, and local laws.
  
  
  

3. Permitted Use

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use this site strictly for lawful purposes.

You may not:

• Copy, reproduce, distribute, or exploit content without written permission.

• Reverse engineer, scrape, or attempt to extract source code.

• Use the platform for unlawful, fraudulent, abusive, or harmful conduct.

• Interfere with security features or platform integrity.

We reserve the right to suspend or terminate access at our sole discretion.

4. Intellectual Property

All content, branding, logos, systems, processes, materials, and proprietary methodologies are protected by intellectual property laws.

Nothing on this site transfers ownership rights to you.

Unauthorized use may result in civil and criminal penalties.

5. No Professional Advice

Content provided is for informational and educational purposes only. It does not constitute legal, financial, tax, medical, or professional advice unless explicitly stated in a written agreement.

You are solely responsible for decisions made based on information provided.

6. Disclaimer of Warranties

This site and all content are provided “as is” and “as available.”

We disclaim all warranties, express or implied, including:

• Merchantability

• Fitness for a particular purpose

• Non-infringement

• Accuracy or completeness

We do not guarantee uninterrupted or error-free operation.

7. Limitation of Liability

To the maximum extent permitted by law:

We shall not be liable for any indirect, incidental, consequential, punitive, or special damages, including lost profits, business interruption, data loss, or reputational harm.

Total liability shall not exceed the amount paid by you, if any, for services in the preceding 12 months.

Some states do not allow certain limitations. Where prohibited, limitations apply to the fullest extent permitted.

8. Indemnification

You agree to defend, indemnify, and hold harmless the company, its officers, employees, contractors, affiliates, and agents from any claims, damages, losses, or liabilities arising from:

• Your use of the site

• Your violation of these Terms

• Your infringement of third-party rights

9. Governing Law

These Terms are governed by the laws of the United States and the State of Maryland, without regard to conflict of law principles.

Any disputes shall be resolved exclusively in courts located in Baltimore, Maryland.

10. Changes to Terms

We may update these Terms at any time. Updates become effective upon posting.

Continued use constitutes acceptance.